Simple and Effective Ways to Keep Money in Your Pocket

During the course of everyday life, it's easy to spend money on a lot of different things that you don't need. If you are sick of being broke at the end of every month, you don't have to put up with it any longer. There are plenty of things you can do to keep more money in your pocket.

Cut Out the Junk Food

 

Many people get in the habit of eating junk food all the time. While this can be fun, it can also be very expensive. For example, if you are one of those people who go to the grocery store or the gas station every day to grab a soda and a bag of chips, try to cut out this behavior. By simply cutting out your extra snacking, you could save hundreds of dollars every month.

Re-evaluate Your Entertainment Expenses

 

Another big expense for most people is entertainment costs. If you pay $100 or more for your cable bill every month, you could cut that down significantly. In fact, you could even eliminate it completely. Consider dropping down to the lowest package with the basic channels. If you cut out the TV completely, you can still watch most of the shows that you want for free online. Signing up for online streaming services like Netflix can give you something to watch all the time for a very nominal cost as well.

Drive Less

 

If you have filled up your tank at the gas station recently, you know that gas is very expensive. If you can reduce the amount that you drive, it could save you big bucks. Consider car pooling to work. Use public transportation as much as possible. The savings can really add up.

Set Your Thermostat

 

Heating and cooling costs are typically one of the biggest expenses that most families have to deal with. If you will set your thermostat, you could save quite a bit of money. Set it to be hotter or cooler when you are away from the house instead of just allowing it to run all the time.

Pack Your Lunch

 

Packing your lunch instead of going out to eat everyday could save you quite a bit in the long run. Planning ahead and buying food that you need at the grocery store will save you hundreds every month.

Overall, there are plenty of ways that you could end up with more money in your pocket every month. Make it a priority to cut back on your unnecessary expenses, and you'll be much better off.

About the Author:

 

Carly Lance is employed by Personal Bankruptcy Canada that helps those involved in the bankruptcy and insolvency act in Canada.